Retail therapy blues

first_imgRetail therapy may seem like the perfect solution to stress, but hitting the local mall is about more than just shopping. When stressed, some people turn to alcohol, drugs or other harmful behavior patterns. Some people turn to spending money.Retail therapy may help you to feel better for a little while, but often post-purchase remorse settles in after a few hours. In other cases, guilt and remorse hit when the credit card bill arrives or when you need the money for something more important. If the resulting anxiety and depression trigger another shopping spree, more financial problems are just around the corner.Whether you can afford it or not, overspending to feel better about yourself is a problem. Compulsive spending is a form of addiction that — while not considered to be a formal psychiatric disorder — is an issue for many individuals and families. Compulsive spending can lead to financial problems and, ultimately, financial ruin. Recognizing the problem is half the solution. If you have a problem with compulsive spending, follow these steps from University of Georgia Cooperative Extension to take control of your finances and your long-term financial security. Stop using credit – Compulsive spenders typically carry a balance on at least one and probably several credit cards. Keep one credit card in your wallet for emergencies and leave the rest at home. Better yet, cut up all but the emergency card and close the accounts. Track your spending – To pinpoint problem spending areas, carry a small notebook and record what you buy, where you buy it, how much it cost and why you made the purchase. At the end of each week, review the log and look for patterns and areas in need of attention. Spend less than you earn – It may sound simple, but the key to long-term financial security is consistently earning more than you spend and investing the difference. Look for ways to reduce spending and to increase saving. Plan your spending – Know what you want from your money. What are your goals for the immediate and long-term future? How will you handle an emergency or other unexpected expense? Prioritize your wants and needs to keep spending and saving in line with your income. Once you have a plan, keep track of your spending to make sure that you’re sticking with it. Shop wisely – Use a list and avoid buying items not on your list. Comparison shop, especially for more expensive items. Compare options from different sellers and among competing brands in the same store. Use coupons only for frequently used items. No matter how good the sale and how great the savings, it is not a good buy if the item is not needed. Plan a yard sale – Compulsive spenders often have a house full of goods that they have barely used. Round up unwanted items and have a yard sale. Some items, like books, music CDs, DVDs and one-of-a-kind items, often bring better prices when sold through an online source, such as eBay. Use the proceeds of the sale to pay down debt or to kick off a new savings program. If you continuously have trouble curbing your spending, consider a support group or professional help from a trained counselor or mental health professional. For more information about how to manage your money, contact your localUGA Cooperative Extension agent at 1-800-ASK-UGA1 or view UGA publications at www.caes.uga.edu/publications/last_img read more

Quick Hits: Mountain Valley Pipeline halted + Plastic In Your Poop?

first_imgNew study finds plastic in our poopA new study out of Austria recently found plastic in human feces. Researchers recruited eight people from nations across the globe and instructed them to keep a food journal for a week before a stool sample was taken. All of the subjects ate some food wrapped or packaged in plastic and six of them ate seafood. The Environment Agency Austria then tested the samples using newly developed analytical procedures to test for 10 different types of plastic. They found that the participant’s poop contained nine of the 10 types of plastic. Critics of the study point out that the study’s sample size is very small and the research has not gone through the peer-review process yet. There’s also the possibility that, considering how many flecks of plastic are around us, the plastic could have been contaminated from the lab or another source. Microplastics have been found in our salt, beer and seafood, and a study earlier this year found that 114 plastic fibers fall onto the average dinner plate during a 20-minute meal.State board to reconsider key permit for Mountain Valley PipelineLast Thursday the Mountain Valley Pipeline was dealt a serious setback when Virginia’s State Water Control Board decided in a vote of 4-3 to hold a hearing to consider revoking Mountain Valley Pipeline’s water quality certification. The board issued the certification one year ago, which allowed construction of the pipeline to move forward. The certification was based on the board’s finding that there was “reasonable assurance” that streams and rivers would not be contaminated. Since then, Mountain Valley has been cited more than 300 times for violating regulations limiting runoff and washing harmful sediment into nearby streams. Mountain Valley announced last week that construction of the 303-mile pipeline is 70 percent complete through Virginia and West Virginia. No date has been scheduled for the hearing.WNC man to bike 5 states in support of hunger reliefIn 2019, Gabriel Whitlock of Fairview, NC will bike 1,480 miles round-trip from Asheville, NC to Little Rock, AR in support of hunger awareness and sustainable agriculture. A former intern at The Lord’s Acre, a non-profit giving farm in Fairview, NC that donated nearly 170,000 servings of fresh organic produce to people in need in 2018, Whitlock is hoping to raise awareness about hunger, solutions to hunger through fresh food production, and issues of racial equity in the food system. Along the way, Whitlock will pass through the Carolinas, Georgia, Mississippi, and Arkansas, stopping for farm stays and giving small group presentations. His destination is an agriculture conference in Arkansas. “I thought a bike tour would be a way to build community and awareness about giving gardens,” said Whitlock. “These farms can quite literally transform the food system.” Every mile Whitlock clocks is a fundraiser for The Lord’s Acre. To launch his ride and the fundraising campaign, Whitlock will appear at the Fairview library on January 7, 2019.last_img read more

Arsenal heroes Ian Wright and Kanu send messages to Alex Iwobi after move to Everton

first_imgAdvertisement Alex Iwobi moved to Everton on deadline day (Picture: Arsenal FC via Getty Images)Alex Iwobi has received the blessings of some Arsenal greats after leaving the club for Everton on transfer deadline day.The Nigeria international made the switch to Goodison Park for an initial fee of £28m on Thursday, while the Gunners brought in Kieran Tierney and David Luiz on deadline day.The 23-year-old made 149 appearances for Arsenal, scoring 15 goals in all competitions and winning the FA Cup in 2017.Despite switching to a Premier League rival, Gunners heroes Ian Wright and Nwankwo Kanu have hailed the midfielder and given him their best wishes at his new club.ADVERTISEMENTWright wrote on Instagram: ‘All the best @alexanderiwobi we love you ♥️♥️♥️ #OnceAlways.’AdvertisementAdvertisementKanu added on Twitter: ‘Once a Gunner, Always a Gunner. We are proud of you and will continue to support you. Good luck with your new club.’More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityEverton boss Marco Silva was delighted to welcome his new signing to Merseyside, saying: ‘Alex was one of our main targets for this window and I believe he is a fantastic signing. He is a direct and skilful winger and attacking midfielder who always works very hard.‘He is still young but already with a lot of top-level experience – 100 Premier League matches, more in Europe and many international games.‘Alex fits exactly the profile of player I want. He is hungry to join Everton and take the next step in his career, to help us compete with the strongest teams in the league and reach his potential at our club.’Everton get their Premier League campaign underway at Crystal Palace on Saturday afternoon but Iwobi will not be available for the fixture.MORE: Frank Lampard reveals why Chelsea agreed to let David Luiz join ArsenalMORE: Arsenal provide fitness updates on new signings David Luiz and Kieran Tierney ahead on Newcastle clash Comment Arsenal heroes Ian Wright and Kanu send messages to Alex Iwobi after move to Evertoncenter_img Metro Sport ReporterFriday 9 Aug 2019 4:41 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link Advertisementlast_img read more

Women Urged to Support Each Other’s Initiatives

first_imgAnnie Marie Lukowshie, head of Kvinna till Kvinnaaddressed cross section of women and children during WOCDAL 9th anniversary Madam Annie Marie Lukowshie, head of Kvinna till Kvinna, an international NGO in Liberia, has stressed the need for Liberian women to learn from other women around the world by helping one another in every initiative that could bring everlasting benefit to the country.Lukowshie made the assertion recently when she served as the keynote speaker at a program marking the International Women’s Day held in Duazon, Margibi County. The program was organized by the Women and Children’s Development Association (WODCAL) which also commemorated its 9th anniversary.The event brought together women from diverse backgrounds, including students, under the global theme: “Press for Progress” with the national theme: “Act Now: Support the Liberian Women’s Agenda.” Madam Lukowshie said the International Women’s Day is a time to reflect and focus more on the important role women have played in the world.She reminded Liberian women that there is a need to unify themselves and become strong in order to succeed in their quest for gender equality, adding “women should learn to take up self-initiatives in communities that will bring them together.”She told the gathering that Liberian women have played a major role in building decent homes, private institutions and the government as well as Liberia at large, and they need to keep it up because it means that they are heading towards development. She, however, lauded the executive director of WOCDAL, Malinda B. Joss, for the level at which she has brought the organization.She also praised other supporting partners for their continued support to WOCDAL.Meanwhile, in commemoration of the International Women’s Day celebration, few women were honored for their meaningful contributions over the years to the Liberian society. The honorees included the superintendent of Zorzor market in Lofa County, Ma Vabah Wolubah, Watchen Harris Bruce, Deputy Chief of Party for Programs, at the Liberia Agri-business Authority (LADA) among others.Mrs. Watchen Harris Bruce on behalf of the honorees lauded WOCDAL for the recognition and encouraged other women to be supportive to one another.She recalled that WOCDAL over the years has been very consistent in its operations that has brought the organization to another level. “We hope that other women’s organizations will follow a good example of WOCDAL,” she noted.WOCDAL’s mission is to secure a just and fair society, where women and children are empowered, sustained and can realize their basic needs and human rights.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)last_img read more