registering as a resident and getting a ‘Kela’ card using a European Health Insurance Card (EHIC) or UK Global Health Insurance Card (GHIC) for temporary stays registering a UK-issued S1 form with the Finnish state healthcare system This information is about living in Finland. There’s different guidance about visiting Finland.If you’re registered as a resident in Finland you can access state healthcare. You have to pay for state healthcare.UK nationals usually access the Finnish healthcare system in one of these ways: NHS Overseas Healthcare Services Telephone: +44 (0)191 218 1999Monday to Friday, 8am to 6pmSaturday, 9am to 3pm Dependants and family members may be classified differently in Finland than the UK.Check with the local authorities when you register your S1 form.How to get an S1 formIf you have a UK State Pension, you must request an application form by phone from NHS Overseas Healthcare Services. Not all UK benefits that can be claimed while abroad entitle you to UK-funded healthcare. Read more about claiming benefits if you move abroad or contact Jobcentre Plus to ask about a benefit. a UK-issued EHIC for travel Healthcare if you live and work in FinlandAnyone who is registered as a resident in Finland can register for state healthcare with Kela.This is the same if you’re employed, self-employed or not working.You’ll need to pay for healthcare services and treatment.Your dependants will have the same access to healthcare.You may be entitled to a Finnish EHIC for travel, including visits to the UK.You may also have the right to apply for a UK S1 if you start drawing a UK State Pension.How to registerFirst, register for residency. You need to fill in an online form and then book an appointment at the Digital and Population Data Services Agency.Register online for a Kela card.When you’ve got your residency and have an address in Finland, you need to register your residency with your local municipality.Your municipality will automatically assign you a GP that’s closest to your address.Show your Kela card when you visit a doctor, receive medical care or buy medicine.How much you’ll payYou’ll need to pay for any services or treatment you receive.GP appointments cost around 20 euros.The cost of dentist appointments varies and is around 10 to 15 euros. There are separate charges for dental procedures such as fillings and x-rays.Hospital fees are as follows: Once you have an S1 form, you must register it on the Finnish system.This will mean you and your dependants will be entitled to healthcare in Finland on the same basis as a Finnish citizen.You’ll also get: inpatient care: 23 to 50 euros a day outpatient care: 42 euros day surgery: 137 euros Stay up to dateThis guidance will be updated if anything changes to how you get state healthcare in Finland.Sign up for email alerts. planned treatments in other EU countries You could pay up to 50 euros per prescription for medicines. For anything over this, you can get a reimbursement from Kela. You can usually do this in the pharmacy.Your prescription payments are automatically recorded on your Kela card. After you’ve hit the annual excess of 578 euros, you’ll pay 2.50 euros for each prescription.If your UK employer has sent you to Finland temporarily (‘posted workers’)A posted worker, also known as a ‘detached worker’, is someone employed or self-employed in the UK, but temporarily sent to a European Economic Area (EEA) country.UK posted workers can access healthcare in Finland using an EHIC, GHIC or S1 form.HMRC has a helpline for National Insurance enquiries from non-UK residents. This can answer questions about posted worker status and explain which documents you will need to get healthcare while posted.UK-funded healthcare: using an S1 form in FinlandThere’s different guidance if you have an S1 as a posted worker.You may be entitled to state healthcare paid for by the UK if you’re a Finnish resident and receive a UK State Pension.You may also be entitled to an S1 form if you’re a frontier worker (someone who works in one state and lives in another). You must contact HMRC National Insurance enquiries to find out if you’re eligible.If you started living in Finland before 1 January 2021, you may also be entitled to an S1 if you receive some other ‘exportable benefits’. How to use an S1 form in FinlandYou must register your S1 form with Kela.Once registered, you’ll be given a Kela card. This will mean you’re entitled to healthcare on the same basis as a Finnish citizen.Studying in FinlandYou can use an EHIC or GHIC to get medically necessary healthcare until the end of your study period.If you’re going to study in Finland for more than a year, you should apply for a Kela card. This gives you the same access to state healthcare as a Finnish national.Getting treatment in the UKSome former UK residents do not have to pay for NHS treatment when visiting England. This includes UK nationals who started living in the EU before 1 January 2021.Read more about healthcare when you no longer live in the UK.If you return to live in the UK you’ll be able to use the NHS like any other UK resident.Read more about using the NHS when you return to live in the UK.