VINS Co-Chairs New England Enviromental Education Alliance 38th Annual Conference

first_imgThe Vermont Institute of Natural Science (VINS) will play akey role in this year’s New England Environmental Education Alliance(NEEEA) Conference October 15-17, 2004 to be held at the beautiful BreadLoaf Campus of M i ddlebury College in Ripton, VT. Marcia Whitney, VINSDirector of Statewide Education, is co-chair of the conference andchairs the Fundraising/Sponsorship Committee and Lisa Purcell, VINS ELFProgram Director, chairs its Field Trip Committee. Other VINS staff serveon committees as well.This year’s conference theme is “Opening Doors: Collaboration StrengthensOur Voice to Build Sustainable Communities”. The conference is co-hostedby Vermont SWEEP (State-wide Environmental Education Programs) andMiddlebury College. Keynote speakers include Mayor Peter Clavelle ofBurlington, community leaders, city decision makers, educators and youthas they share Burlington’s story of creating a sustainable city. Thethree-day event will also feature seven different field trips such asexploring Lake Champlain, learning about cold region environments, andvisiting a sustainable agriculture farm; 40 different educationalworkshops; entertainment; food; and a silent auction. The conference isopen to environmental organizations, teachers and schools, outdooreducators, museums, farm & forest centers, nature centers, youth leaders,parents, and anyone else interested in environmental education.For acomplete conference brochure, go to http://www.vermontsweep.org(link is external).Registration is due by September 28th.The Vermont Institute of Natural Science is a non-profit, member-supportedorganization headquartered in Woodstock, Vermont, with regional offices inMontpelier, Manchester, and Quechee. VINS’ educational programs servemore than 80,000 adults and 72,000 students each year, making it thelargest environmental educator in the State of Vermont. They have longbeen a leading research center for the study of migratory songbirds,common loons, peregrine falcons, and other threatened or endangeredspecies. VINS’ wildlife services department has treated and releasedthousands of injured wild birds of all species since their inception in1972. For more information, please visit their website atwwww.vinsweb.org(link is external) or contact them at (802) 457-2779.last_img read more

What is the perfect payments experience?

first_img continue reading » Here’s an exercise that may come off as too academic – like a debate over how many angels fit on a pinhead – but is really among the most vital for not only PYMNTS readers, but pretty much any other business operators: What is the perfect payments experience?That question formed a hook for a recent PYMNTS discussion between Karen Webster and Kurt Bilafer, executive vice president and chief revenue officer at Yapstone. The company, like so many others, is essentially living that question, as it powers electronic payments for sharing economy marketplaces such as HomeAway and VRBO, as well as travel and other platforms.The answer to that question can mean the difference between success and failure for any payments or commerce operation – the difference between consumer churn and abandonment, and lucrative, long-term loyalty. The ideal, most would likely say, is a payment experience that requires a consumer to basically do nothing, to take no hard steps to complete a transaction once a purchase is decided upon. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Camberley

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‘Scottish Grosvenor’ goes Native with residential Clan

first_imgWould you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.last_img

German workers call out for employers’ active role on occupational schemes

first_imgHeinke Conrads at WTWThe study noted that the COVID-19 pandemic had exacerbated problems, causing uncertainty for employees who had been forced to work on short-term contracts or who had lost their jobs.For thsi reason, it is important for employers to motivate workers with additional support. “A good benefits programme and financial wellbeing solutions are important tools to keep commitment high,” Heinke Conrads, head of retirement for Germany and Austria at WTW, said.WTW’s research further showed that 42% of employees would receive digital help to manage their savings in order to improve their financial situation, while 38% required access to savings and investment models, with only 29% requesting the support of an advisor.Employees who rely on financial knowledge were more likely to feel therye were “on the right track” (62%). “Financial education is not yet common in Germany, but it is a good instrument to supporting employees, especially in times of crisis,” Conrads added.Looking for IPE’s latest magazine? Read the digital edition here. Seventy two percent of employees in Germany have called out for active support from their employers on the design of their occupational pension plans, according to a recent survey conducted by Willis Towers Watson (WTW).Workers have asked primarily for flexibility, with 66% wanting to be able to transfer occupational pension schemes if they change jobs, and just as many have requested flexible payment options for pensions.The survey showed that protection for disability and death are also becoming increasingly important for employees.According to the research, companies may opt to improve benefits, especially among employees who are financially under pressure. It showed that 41% of these employees would like to receive more benefits, in the form of, for example, company pensions or protection for disabilities and accidents, with 38% wanting an increase in wages. But occupational pension schemes continue to play a very important role for the respondents, with 46% considering these schemes a reason to be loyal to their employers, and 70% of those with an occupational pension plan being proud to work for their employers. The numbers reflect the situation prior to the COVID-19 pandemic.The economic uncertainty caused by the coronavirus crisis has unsettled employees, and the financial uncertainty has had an impact on health, family life and job performance. A solid occupational pension plan, however, can tick one major concern for German workers off the list, Wilhelm-Friedrich Puschinski, head of general consulting at WTW, told IPE.“Employees in Germany trust their employer to offer them a good solution with excellent value for money and without having an economic self-interest; they are willing to reward their employers for a needs-based design with better motivation and loyalty,” he added.The study revealed that occupational pension schemes are perceived as a source of stability for retirement. It showed that 85% of the employees with an occupational pension save part of their annual income for old-age provisions, while only 61% of those without such a scheme do the same.“Occupational pension plans in Germany offer the highest degree of security for employees”Wilhelm-Friedrich Puschinski, head of general consulting at WTW“Occupational pension plans in Germany offer the highest degree of security for employees, with all existing pension scheme employers guarantee a minimum benefit, even if the capital markets slip,” Puschinski said, adding that many employers have actively reduced the risks both for employers and employees over the last few years, whilst maintaining general benefit levels.“There are different layers of protection against insolvency of both providers and employers, and the strict labour law in Germany protects employees from disproportional benefit reductions,” he said.Looking ahead, 67% were expect to navigate in worse financial conditions than their parents at the age of retirement, while at the same time struggling to build-up savings. The study also showed that 44% would invest more in old-age provisions, but only around 42% achieve its savings targets, a result in line with a trend seen over the past years.It added that 36% of participants could only rely on their salary without savings – 21% of these said that financial problems would impact their professional performance, and 23% had suffered from stress, anxiety or depression in the past two years.last_img read more

Landlords set to win as vacancy rates tighten across QLD

first_img MORE: Welcome to QLD’s power streets LGA Mar-20 Jun-20 Australia’s most wanted streets revealed AFL star Jason Akermanis hopes to kick goals selling real estate The Veronicas selling their QLD hinterland hideaway REIQ head Antonia Mercorella said Queensland had a very high rental population at present (about 35 per cent), exacerbated by COVID-19. As interstate migration grows post the pandemic, Ms Mercorella said she expected rental demand to rise further. Regional areas are experiencing rent rises for the first time in years. Four-bedroom 18 Macquarie Street, Jensen, is for rent for $800 a week through Explore Property.“When you think about how Queensland has fared and how much more affordable it is over Sydney and Melbourne, I think we are going to see more people, particularly from southern states, move here. There’s greater affordability, terrific liveability, demand will rise in the post COVID world.”She said the tighter vacancy rates demonstrated the cyclical nature of the market.“It was not that long ago that I was talking about very weak vacancy rates and weak demand and yet here we are, not long after, looking at a different picture.”She said it was pleasing for landlords who have had to drop their rental asking prices in the past few years. “It’s nice to see that those landlords are perhaps being rewarded. When you are in an area where vacancy rates are tight, it does mean competitive, limited supply and therefore higher rents and the chances of negotiating rent reductions are reduced.“Most of Queensland is classified as tight now,” she said. “It definitely is more advantageous for the owner.” Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 0:58Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:58 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD432p432p216p216p180p180pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenHow much do I need to retire?00:58center_img Greater Brisbane 2.0% 2.0%Brisbane LGA 2.1% 3.2% Inner (0-5km) 2.7% 3.9% Middle (5-20km) 1.8% 2.4% Outer Brisbane² 1.8% 1.7% Ipswich 2.0% 1.9% Logan 2.0% 2.2% Moreton Bay 1.7% 1.4% More from newsCOVID-19 renovation boom: How much Aussies are spending to give their houses a facelift during the pandemic3 days agoWhizzkid buys almost one property a month during COVID-197 days agoCaboolture 0.8% 1.2% Pine Rivers 2.0% 1.7% Redcliffe 2.0% 1.6% Redland 1.5% 1.3% Mainland 0.9% 1.7% Bay Islands 4.3% 1.2% Gold Coast 3.0% 3.0% Sunshine Coast SD 1.8% 2.0% Sunshine Coast^ 1.4% 1.9% Caloundra Coast 1.0% 1.4% Maroochy Coast 1.4% 2.1% Hinterland^ 1.5% 2.1% Noosa^ 3.6% 2.4% Fraser Coast 3.1% 1.2% Hervey Bay 4.3% 1.6% Maryborough 1.2% 0.4% Cairns 3.5% 2.4% Source: REIQ Among the patterns that have emerged through COVID-19 is an increase in fly-in fly-out workers staying in regional cities to maintain jobs, and families moving to be closer together. Ms Mercorella said there was a need for greater rental supply.“So many renters do rely on private owners, and mum and dad investors to provide rental accommodation for them. It demonstrates a need to meet rental demand.”One area where tenants have maintained the upper hand is in Brisbane’s inner ring, within 5km of the CBD, where the vacancy rate is comparatively weak at 3.9 per cent.In those areas rents could get cheaper, according to Ms Mercorella, giving tenants the opportunity to lock-in good rates longer term.“Certainly in those areas there is more availability,” she said. This is down to a higher level of apartments in those locations but also the fact that a lot of stock that was originally short-term holiday rentals have come into the long-term market. “Because of COVID-19 and the inability of people to travel, some owners have decided to transfer from short-term lets to the long-term market. Then there are properties vacant because of students going back home to live with mum and dad and universities going online.” Residential vacancy rates: 2209/25 Anderson Street, Kangaroo Point, is up for rent at $425 a week.Landlords who stuck it out through Queensland’s latest period of rental oversupply are set to win after vacancy rates tighten across the state, sparking rent rises.Figures released by the Real Estate Institute of Queensland (REIQ) show that the majority of the state is sitting on tight vacancy rates, with regional cities experiencing the first rent rises in years. FOLLOW SOPHIE FOSTER ON FACEBOOKlast_img read more

Man dies in road crash

first_imgThe collision between a motorcycle and apickup resulted to the death of Ronald de Isidro, a resident of the village. ILOILO City – A man was killed in avehicular crash in Barangay Ilaya 2, Dumangas, Iloilo. He reportedly lost control of his drivenmotorcycle and crashed against a pickup driven by Jhanny Chu of Barangay Ilaya3, Dumangas 10:45 p.m. on Feb. 9. De Isidro died of head injuries, policesaid. Chu was detained in the lockup cell ofthe municipal police station./PNlast_img

Patsy R. Lingle

first_imgPatsy R. Lingle, 81 of Moores Hill passed away Saturday May 20, 2017 at Margaret Mary Health at Batesville. Patsy was born in Herrin, Illinois on Sunday June 23, 1935 to Logan and Verna (Emery) Carter. She married Fred Lingle who survives.  She graduated from Southern Illinois University and became a first grade teacher in Williamson County Illinois.  She was a substitute teacher for Moores Hill elementary and South Dearborn Schools for several years. Later she worked for Paradyne Insurance Company in Cincinnati as a processor. Patsy was a member of the Moores Hill Church of Christ.Patsy is survived by husband:  Fred Lingle of Moores Hill; son: Logan (Melinda) Lingle of Milan; daughter: Laurel (Ryan) Pepperworth of Indianapolis. 5 grandchildren: Cassandra and Alicia Billingsley; Zoey Pepperworth, Derek King-Morrison, Aaron King-Brackman.Services will be at 6:30PM Thursday May 25, 2017 at Moores Hill Church of Christ 13567 State Road 350 Moores Hill, IN 47032 with Tito Pel officiating. Memorials may be made to Moores Hill Church of Christ. Sibbett-Moore Funeral Home assisted the family on planning their arrangements.  Go to www.sibbettmoore.com to leave an online condolence message for the family.last_img read more

Henry backed to cause havoc

first_img Ulster flanker Henry slots in for his 10th cap in place of the injured Sean O’Brien in Ireland’s starting line-up for head coach Joe Schmidt’s first Six Nations clash on Sunday. Leinster battering ram O’Brien is unlikely to play again this season after undergoing shoulder surgery. Press Association And Munster’s determined blindside dynamo O’Mahony has backed replacement Henry to cause Scotland serious headaches over the ball this weekend. “Chris is an out-and-out openside; he’s dogged, he’s at the coal face as we like to call it, at that first breakdown he’s causing havoc,” said O’Mahony. “He’s a class footballer, so I don’t think there’s any worries of what he’ll bring to it. “He’ll wreck your head if you let him, and he’ll take that as a huge compliment I’m sure.” Talismanic lock Paul O’Connell assumed Ireland captaincy duties in the autumn Test series under new boss Schmidt. O’Mahony has total faith in his Munster team-mate’s stewardship, but challenged his Ireland colleagues to assume more personal responsibility than in the past. “These weeks guys really have to worry about getting themselves right,” said the 19-cap 24-year-old. “We’re looking to get to the stage where we have 10, 12, 15 leaders on the pitch. “If we’re going to be competing for Grand Slams or Six Nations we’ve got to have everyone leading the charge, and everyone’s got to see themselves as a leader in their own right.” Ireland forwards coach John Plumtree admitted Scotland boss Scott Johnson sprung several surprises with his pack selection. Plumtree said Ireland will not alter their approach to accommodate unexpected selections like lock Tim Swinson. But he did concede he has warned his pack to expect the entire back-five of Scotland’s pack to aim to play like loose forwards. “They’ve got some quite good depth there,” said Plumtree. “Their pack was slightly different from what I thought it would be. “But we don’t really have to change too much, because we know they will be coming hard at us with the ball, and trying to make it a real battle at the tackle. “They’ve got a dynamic back-row and two gritty guys in the second row there too, so we’ll have our work cut out. “Tim Swinson is a big carrier, and a pretty physical tackler, so he can cause problems if allowed. “And then they have Richie Gray to come off the bench and he will add an extra element in the last 20 I’m sure.” Former Wellington Lions and Natal Sharks coach Plumtree admitted fans’ fervour in the Six Nations build-up had caught him slightly unawares. Buoyed by that extra backing though, he vowed Ireland are determined to match that zeal when Sunday’s kick-off finally arrives. “It’s been a long time since our last performance, so it’s just great to get back into it,” he said. “It seems as though supporters hype it up more than Southern Hemisphere Test matches and Super 15 rugby. “I’m sure the intensity of the occasion will match that: we’ll definitely be ready.” Chris Henry will mess with Scotland’s minds at the breakdown in Ireland’s RBS 6 Nations opener, according to his back-row colleague Peter O’Mahony.last_img read more

McIlroy hails ‘incredible’ victory

first_img Press Association “Golf is looking to someone to put their hand up and try to dominate and I want to be that person. I want be to be the guy that goes on and wins majors and wins majors regularly. I feel like there’s a lot more left in me.” McIlroy revealed he would look to copy 2013 champion Phil Mickelson by drinking top quality red wine out of the Claret Jug – at least initially – and also why he had a heckler removed from the crowd on the 16th hole. “He was giving me grief all day, actually,” McIlroy said. “I sort of put up with it for the first 15 holes and then he deliberately coughed on my downswing on the 16th tee. I still hit a great drive but I heard it halfway down and I knew who it was. So I turned around and got him chucked out, thankfully.” “It feels absolutely incredible,” said McIlroy, who saw his six-shot overnight lead cut to two on four occasions before sealing victory with a closing 71. “It’s cool that they put your name on there even before you get it. “It’s been an incredible week. I’m happy I gave myself enough of a cushion today, because there was a lot of guys coming at me, especially Sergio and Rickie (Fowler). Just to be sitting here and looking at this thing and having my name on it, it’s a great feeling. It obviously hasn’t sunk in yet. I’m going to enjoy it and let it sink in tonight in the company of my friends and family.” “I’m immensely proud of myself. To sit here 25 years of age and win my third major championship and be three-quarters of the way to the career grand slam, I never dreamed of being at this point in my career so quickly. “The Open Championship was the one you really wanted growing up, and the one you holed so many putts on the putting green to win, to beat Tiger Woods, Sergio Garcia, Ernie Els, whatever.” McIlroy’s two-shot win over Garcia and Fowler makes him the first European player to win three different majors since the Masters was founded in 1934 and the third player after Woods and Jack Nicklaus to win three majors by the age of 25. And he believes he has the ambition to attempt to match the achievements of Woods and Nicklaus, who have won 14 and 18 majors respectively. “I definitely hope so,” McIlroy said. “I’ve really found my passion again for golf. Not that it ever dwindled, but it’s what I think about when I get up in the morning. It’s what I think about when I go to bed. “I just want to be the best golfer that I can be. And I know if I can do that, then trophies like this are within my capability. I’d love to win a lot more and am really looking forward to – even though there’s still one major left this year that I want to desperately try and win – to next April and trying to complete the career grand slam. A year on from labelling his own play “brain dead”, Rory McIlroy spoke of his pride at winning the Open Championship at Royal Liverpool and immediately targeted more major glory. Missing the cut at Muirfield last year prompted McIlroy to make a withering assessment of his own game as he looked a shadow of the player who had won the 2011 US Open and 2012 US PGA Championship. But 12 months on the 25-year-old has his hands on the Claret Jug and is just one step away from winning the career grand slam after holding off a spirited challenge from Ryder Cup team-mate Sergio Garcia. last_img read more